Howden is a group of talented insurance experts who have the freedom to deliver for our clients and the support to do what we do best: safeguard your business.

We can rise to any challenge. Whatever your question, concern, or risk, we can get the right people in the right place to find the right answer – offering flexible, high-quality cover with reassuringly straightforward service. We take our work personally. We’re not about cookie-cutter, off-the-shelf, one-size-fits-all insurance.

We do people-first insurance. Our team are united by a shared passion and a no-limits mindset – so however complex or unusual your business, our people will get to know it inside-out and support you throughout. Because, like you, we’re driven to create a business to be proud of. Our people are our biggest asset and our largest shareholder group, and everything that makes us unique – our culture, the quality service we offer, and our continued growth – all come from this employee-ownership model.

Our collective power helps us to make a difference – doing right by our clients’ enterprises, while using insurance as a tool to build long-term resilience. From helping businesses back on their feet after the pandemic to supporting our clients’ green initiatives for a cleaner world, we’re using our skills, knowledge, and networks to speed positive change in the business community. Our motor trade insurance policies provide cover for a range of specific risks.