Finance companies allowing rejection where repairs have been agreed

legal updates

Consumers cannot exercise their right to reject without giving the trader reasonable time to repair the goods.

Read our disclaimer keyboard_arrow_down

This website content is intended as a general guide to law as it applies to the motor trade. Lawgistics has taken every effort to ensure that the contents are as accurate and up to date as at the date of first publication.

The laws and opinions expressed within this website may be varied as the law develops. As such we cannot accept liability for or the consequence of, any change of law, or official guidelines since publication or any misuse of the information provided.

The opinions in this website are based upon the experience of the authors and it must be recognised that only the courts and recognised tribunals can interpret the law with authority.

Examples given within the website are based on the experience of the authors and centre upon issues that commonly give rise to disputes. Each situation in practice will be different and may comprise several points commented upon.

If you have any doubt about the correct legal position you should seek further legal advice from Lawgistics or a suitably qualified solicitor. We cannot accept liability for your failure to take professional advice where it should reasonably be sought by a prudent person.

All characters are fictitious and should not be taken as referring to any person living or dead.

Use of this website shall be considered acceptance of the terms of the disclaimer presented above.

We have had a number of recent cases involving finance companies allowing rejection where repairs have been agreed, but not completed and customers have changed their mind and requested rejection instead.

As we are sure many of you are aware Section 23 (6) Consumer Rights Act (2015) states that consumers who have agreed to repair cannot then ask for replacement or exercise their short term right to reject without giving the trader reasonable time to repair the goods. 

Of course a lot will depend on how long you have had the goods for repair, whether you have ordered parts for delivery and the nature of any delay, however, we have recently seen finance companies happy to accept rejections less than 48 hours after the dealer having the vehicle back for repair, simply because the Consumer has changed their mind.

Evidently the Consumer Rights Act (2015) does not provide for this so if you find yourself in this situation you should get in touch with us so we can help defend against the rejection.

MotorDeskA car dealership management platform that combines all the tools your business needs into a single, unified and modern platform.

Available on all your devices via your web browser or the dedicated MotorDesk desktop and mobile apps.

Stephanie StrachanIn remembrance of Stephanie Strachan 1990-2020Read More by this author

Related Legal Updates

The power of expert evidence in vehicle disputes

Our member never claimed the 5-year-old, multi-owner car was perfect.

Recent Cases, Real Consequences – and What to Learn

From missed emails to misplaced vehicles, here are a few real-world reminders to help you avoid unnecessary headaches.

Section 23 – Consumers Rights Act 2015 (CRA2015)

The judge determined our member was liable for the repair, despite the clear MOT and trouble-free driving over three months.

Legal Disputes: Why traders should avoid direct contact

The urge to sort the matter out, or attempt to, can put a strain on the process and you may find yourself in a difficult position.

The etiquette of handling consumer complaints

It is always best practice to get involved while you have the chance and follow the correct process at the very beginning.

A settlement agreement may not protect you

An agreement does not need to be in writing to be binding, but it is much easier to prove the terms of an agreement if there is a documented paper trail.

Double Finance Danger: Don’t get caught out!

Do not simply accept what the seller advises and drill down into any finance outstanding.

Get in touch

Complete the form to get in touch or via our details below:

Phone
01480 455500
Address

Vinpenta House
High Causeway
Whittlesey
Peterborough
PE7 1AE

By submitting this quote you agree to our Terms & Conditions and Privacy & Cookies Policy.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.